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Credit scores have become a very important number in our lives. While most Americans don't know what their score is, or even more importantly, how to lower it, it impacts most purchases consumers make – big or small.

It plays a key role in what types of credit you will be approved for and how much you will pay in interest. Having bad credit will likely mean that the interest rate you get for mortgages, credit cards, and car loans is higher. This can cost you hundreds if not thousands of dollars a month. So it is very important to be aware of your credit score and to take the necessary steps to keep good credit.

Enroll in our course, the Fundamentals of Financial Planning, and we will teach you how to obtain your credit report for free. Once you receive your report, we will explain how the score is derived and review the different comments that appear on the report. And most importantly, we will teach you how to increase your score. Remember, a higher score means lower interest rates and monthly payments, which means more money in your pocket to invest. Click here to enroll in an upcoming Basics of Financial Planning course. You won't regret it!

We wish you a financially secure future!